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Professional Liability, Major Medical, Disability & More

Read Insurance Myths vs. Facts
Visit AWHONN Professional Liability Insurance Plan
Call Marsh Affinity Group Services at 800-503-9230


Professional Liability Insurance Plan
The AWHONN Professional Liability Insurance Plan is designed specifically for nurses.
Precautions now can pay off and protect you in the future.
Here's why we want you to enroll in this Plan:

Occurrence Basis Coverage
With the AWHONN Plan, you are covered on an "occurrence" basis. That means for claims relating to events that occur while the policy is in force. This holds true even if a claim is filed many years later or your policy lapses.

No Shared Coverage Limits
Many employer-provided policies only offer "blanket" coverage, where the limit of liability is shared by all employees. Once the employer's policy limit is met, claims may not be covered, leaving you (and your assets) vulnerable.

Coverage Outside the Workplace
If you provide nursing consultation on a volunteer basis or are employed part-time, many employer policies will not cover those situations.

Loss of Earnings Coverage
If you need to attend a trial, hearing or arbitration proceeding, you may lose wages. The AWHONN Plan offers loss of earnings coverage for a maximum of $10,000 per incident, including reasonable expenses.

Deposition Reimbursement
When you are required to be deposed, you may face expensive legal fees. The AWHONN Plan reimburses you! This applies when you are not named in a suit but are required to be deposed, for instance, as a witness to an event. You will be reimbursed up to $5,000 for legal representation for depositions related to professional duties.

Defense Costs
If a suit is brought against you whether valid or not, the cost involved can be shocking. With the AWHONN Plan you can feel confident. The legal fees and court costs incurred by the insurer on your behalf are paid for covered claims. In addition, the full limit of liability is paid even if the suit is groundless, false or fraudulent.

Professional Insurance Management
Marsh Affinity Group Services, a service of Seabury & Smith, Inc. serves as the plan administrator. The AWHONN Plan is underwritten by the Chicago Insurance Company, a member of the Interstate National Corporation, one of the Fireman's Fund Insurance Companies.

Three Ways to Save
The AWHONN Plan honors your advanced training! You receive a 10% premium credit if you meet one of these requirements:

• Work for a Magnet Hospital
• Participate in an approved risk management seminar earning at least 4 credit hours. Risk management classes may be available online at American Nurses Association Online Continuing Education.
• Qualify for any of these certifications: ANCC, CCRN, CNOR, CPNP, CRFNA, CRRN, LNCC, OCN, AONC, CPON, CWOCN, CWCN, COCN, CCCN, SNC or NCSN.

Ready to Enroll? Need More Information?

Protect yourself, your personal assets, and your nursing practice today and tomorrow. We understand your need for professional liability insurance and designed this plan just for you. Please don't leave yourself vulnerable!

Read Insurance Myths vs. Facts
Visit AWHONN Professional Liability Insurance Plan
Call Marsh Affinity Group Services at 800-503-9230